Self-funded card
A card where the user loads funds or maintains a prefunded balance before spending.
Why It Matters
Self-funded card affects cash flow, payment timing and who is responsible for repayment or account funding.
What to Check
- Ask how self-funded card is funded, repaid or deducted from settlement.
- Confirm fees, cutoff times, declined-payment rules and weekend availability.
- Separate payment access from fuel savings; they are not the same claim.